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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,280 | $96,491+126.2% | $75,894+187.6% | $152,885+42.8% |
| Participation rate | 87.0% | 76.2%+10.8pp | 69.3%+17.7pp | 82.5%+4.5pp |
| Annual return | -13.63% | 33.98%-47.6pp | 30.76%-44.4pp | 345.39%-359.0pp |
| Employer contribution / active EE | $2,321 | $3,310-29.9% | $2,501-7.2% | $4,763-51.3% |
| Participant deferral / active EE | $2,904 | $4,553-36.2% | $3,603-19.4% | $5,851-50.4% |
| Admin fee / account holder | $1,088 | $8,079-86.5% | $5,420-79.9% | $11,598-90.6% |