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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,111 | $175,257-93.1% | $149,717-91.9% | $139,456-91.3% |
| Participation rate | 94.7% | 83.4%+11.3pp | 78.8%+16.0pp | 80.3%+14.4pp |
| Annual return | 19.42% | 166.70%-147.3pp | 134.41%-115.0pp | 373.45%-354.0pp |
| Employer contribution / active EE | $2,326 | $5,477-57.5% | $4,820-51.7% | $4,753-51.1% |
| Participant deferral / active EE | $4,049 | $6,521-37.9% | $5,682-28.7% | $6,711-39.7% |
| Admin fee / account holder | $2,384 | $16,156-85.2% | $13,213-82.0% | $11,407-79.1% |