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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,979 | $117,829+11.2% | $102,423+27.9% | $145,877-10.2% |
| Participation rate | 90.9% | 78.6%+12.3pp | 76.5%+14.4pp | 80.3%+10.6pp |
| Annual return | 9.93% | 31.83%-21.9pp | 29.42%-19.5pp | 551.28%-541.4pp |
| Employer contribution / active EE | $21,543 | $3,615+496.0% | $3,023+612.6% | $4,663+362.0% |
| Participant deferral / active EE | $13,166 | $5,732+129.7% | $5,054+160.5% | $6,691+96.8% |
| Admin fee / account holder | $11,181 | $13,335-16.2% | $9,455+18.3% | $13,402-16.6% |