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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,014 | $110,212-4.7% | $96,534+8.8% | $139,466-24.7% |
| Participation rate | 88.9% | 78.1%+10.8pp | 76.0%+12.9pp | 80.3%+8.6pp |
| Annual return | 16.16% | 26.42%-10.3pp | 25.88%-9.7pp | 373.66%-357.5pp |
| Employer contribution / active EE | $24,943 | $3,620+589.0% | $2,965+741.1% | $4,754+424.7% |
| Participant deferral / active EE | $11,849 | $5,547+113.6% | $4,851+144.3% | $6,712+76.5% |
| Admin fee / account holder | $1,225 | $11,599-89.4% | $8,253-85.2% | $11,409-89.3% |