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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,979 | $117,895+11.1% | $102,460+27.8% | $145,897-10.2% |
| Participation rate | 90.9% | 78.6%+12.3pp | 76.5%+14.4pp | 80.3%+10.6pp |
| Annual return | 9.93% | 31.92%-22.0pp | 29.47%-19.5pp | 552.29%-542.4pp |
| Employer contribution / active EE | $21,543 | $3,619+495.3% | $3,025+612.1% | $4,663+362.0% |
| Participant deferral / active EE | $13,166 | $5,736+129.5% | $5,056+160.4% | $6,689+96.8% |
| Admin fee / account holder | $11,181 | $13,353-16.3% | $9,460+18.2% | $13,390-16.5% |