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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,127 | $78,682-65.5% | $109,188-75.2% | $85,851-68.4% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 16.35% | 25.09%-8.7pp | 25.76%-9.4pp | 318.63%-302.3pp |
| Employer contribution / active EE | $7,469 | $2,734+173.2% | $3,723+100.6% | $2,565+191.1% |
| Participant deferral / active EE | $3,943 | $3,468+13.7% | $4,654-15.3% | $3,952-0.2% |
| Admin fee / account holder | $1,197 | $5,470-78.1% | $6,755-82.3% | $6,261-80.9% |