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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,499 | $72,273-67.5% | $101,275-76.8% | $79,856-70.6% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 23.12% | 22.30%+0.8pp | 46.48%-23.4pp | 31.71%-8.6pp |
| Employer contribution / active EE | $8,238 | $2,691+206.1% | $3,660+125.1% | $2,471+233.4% |
| Participant deferral / active EE | $3,892 | $3,282+18.6% | $4,371-10.9% | $3,741+4.1% |
| Admin fee / account holder | $1,432 | $4,401-67.5% | $5,948-75.9% | $5,306-73.0% |