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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,549 | $90,467-44.1% | $93,759-46.1% | $134,509-62.4% |
| Participation rate | 87.5% | 82.0%+5.5pp | 81.0%+6.5pp | 81.2%+6.3pp |
| Annual return | -28.01% | -15.72%-12.3pp | -11.33%-16.7pp | 418.13%-446.1pp |
| Employer contribution / active EE | $4,308 | $4,345-0.9% | $4,324-0.4% | $4,741-9.1% |
| Participant deferral / active EE | $6,207 | $5,980+3.8% | $6,096+1.8% | $6,400-3.0% |
| Admin fee / account holder | $805 | $9,258-91.3% | $7,197-88.8% | $11,427-93.0% |