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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,435 | $82,674-59.6% | $125,381-73.3% | $68,486-51.2% |
| Participation rate | 75.0% | 75.1%-0.1pp | 82.4%-7.4pp | 67.9%+7.1pp |
| Annual return | 5.86% | -5.97%+11.8pp | 572.31%-566.4pp | -7.85%+13.7pp |
| Employer contribution / active EE | $3,534 | $3,382+4.5% | $4,815-26.6% | $2,597+36.1% |
| Participant deferral / active EE | $6,503 | $6,111+6.4% | $7,448-12.7% | $4,028+61.5% |
| Admin fee / account holder | $5,485 | $6,277-12.6% | $10,007-45.2% | $5,404+1.5% |