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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,906 | $98,766-83.9% | $149,730-89.4% | $79,852-80.1% |
| Participation rate | 82.1% | 75.8%+6.3pp | 82.5%-0.4pp | 69.6%+12.4pp |
| Annual return | 41.94% | 27.43%+14.5pp | 276.70%-234.8pp | 31.72%+10.2pp |
| Employer contribution / active EE | $1,990 | $3,217-38.1% | $4,645-57.2% | $2,471-19.5% |
| Participant deferral / active EE | $3,738 | $5,681-34.2% | $6,843-45.4% | $3,740-0.1% |
| Admin fee / account holder | $2,708 | $6,052-55.2% | $9,310-70.9% | $5,306-49.0% |