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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,430 | $197,603+47.5% | $177,827+63.9% | $158,950+83.3% |
| Participation rate | 87.5% | 88.5%-1.0pp | 87.7%-0.2pp | 82.0%+5.5pp |
| Annual return | 14.39% | 58.76%-44.4pp | 48.32%-33.9pp | 302.91%-288.5pp |
| Employer contribution / active EE | $1,117 | $6,698-83.3% | $5,918-81.1% | $4,762-76.5% |
| Participant deferral / active EE | $15,797 | $8,404+88.0% | $7,713+104.8% | $5,983+164.0% |
| Admin fee / account holder | $8,731 | $15,402-43.3% | $12,429-29.7% | $11,248-22.4% |