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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,847 | $71,872-75.2% | $86,691-79.4% | $68,495-73.9% |
| Participation rate | 93.1% | 72.2%+20.9pp | 76.6%+16.5pp | 67.9%+25.2pp |
| Annual return | -1.57% | 3.53%-5.1pp | 35.94%-37.5pp | -7.84%+6.3pp |
| Employer contribution / active EE | $4,167 | $2,173+91.8% | $2,837+46.9% | $2,596+60.5% |
| Participant deferral / active EE | $8,405 | $3,779+122.4% | $4,656+80.5% | $4,028+108.7% |
| Admin fee / account holder | $1,053 | $6,112-82.8% | $7,492-85.9% | $5,403-80.5% |