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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,159 | $127,100-48.7% | $105,738-38.4% | $135,379-51.9% |
| Participation rate | 60.0% | 82.7%-22.7pp | 76.3%-16.3pp | 82.6%-22.6pp |
| Annual return | -7.99% | 4.49%-12.5pp | 6.27%-14.3pp | 519.79%-527.8pp |
| Employer contribution / active EE | $1,186 | $4,107-71.1% | $3,268-63.7% | $4,779-75.2% |
| Participant deferral / active EE | $2,584 | $5,064-49.0% | $4,080-36.7% | $5,609-53.9% |
| Admin fee / account holder | $682 | $9,087-92.5% | $6,913-90.1% | $10,828-93.7% |