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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,640 | $56,277-2.9% | $80,976-32.5% | $62,891-13.1% |
| Participation rate | 78.0% | 69.0%+9.1pp | 75.8%+2.2pp | 69.3%+8.7pp |
| Annual return | 26.88% | 22.12%+4.8pp | 17.10%+9.8pp | 20.14%+6.7pp |
| Employer contribution / active EE | $3,741 | $1,943+92.6% | $3,714+0.7% | $2,281+64.0% |
| Participant deferral / active EE | $10,975 | $4,195+161.6% | $5,696+92.7% | $3,203+242.7% |
| Admin fee / account holder | $1,683 | $3,741-55.0% | $5,516-69.5% | $4,296-60.8% |