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| Provider | Service type | Compensation |
|---|---|---|
GUIDELINE, INC.1 year Service code 15 · EIN 47-4474775 | Recordkeeping | $7,116 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,583 | $82,163-85.9% | $125,363-90.8% | $64,814-82.1% |
| Participation rate | 91.7% | 77.9%+13.8pp | 82.4%+9.3pp | 71.5%+20.3pp |
| Annual return | 59.49% | 3.49%+56.0pp | 572.15%-512.7pp | 32.84%+26.7pp |
| Employer contribution / active EE | $2,204 | $3,616-39.0% | $4,815-54.2% | $2,507-12.1% |
| Participant deferral / active EE | $7,013 | $7,175-2.3% | $7,447-5.8% | $4,310+62.7% |
| Admin fee / account holder | $8 | $163-94.9% | $10,005-99.9% | $188-95.6% |