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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,601 | $95,895-52.4% | $79,576-42.7% | $134,509-66.1% |
| Participation rate | 72.7% | 75.0%-2.3pp | 69.5%+3.2pp | 81.2%-8.5pp |
| Annual return | -19.39% | -2.72%-16.7pp | 0.15%-19.5pp | 418.13%-437.5pp |
| Employer contribution / active EE | $0 | $3,128-100.0% | $2,413-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $4,504 | $4,693-4.0% | $3,985+13.0% | $6,400-29.6% |
| Admin fee / account holder | $2,719 | $9,129-70.2% | $6,834-60.2% | $11,427-76.2% |