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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,924 | $212,386-89.2% | $199,883-88.5% | $138,895-83.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 20.17% | 47.75%-27.6pp | 43.81%-23.6pp | 145.39%-125.2pp |
| Employer contribution / active EE | $2,903 | $6,625-56.2% | $6,261-53.6% | $4,194-30.8% |
| Participant deferral / active EE | $6,133 | $9,617-36.2% | $9,138-32.9% | $6,396-4.1% |
| Admin fee / account holder | $2,663 | $18,233-85.4% | $17,268-84.6% | $12,562-78.8% |