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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,551 | $175,257-62.0% | $149,717-55.5% | $139,456-52.3% |
| Participation rate | 64.7% | 83.4%-18.7pp | 78.8%-14.1pp | 80.3%-15.6pp |
| Annual return | 16.80% | 166.70%-149.9pp | 134.41%-117.6pp | 373.45%-356.7pp |
| Employer contribution / active EE | $1,341 | $5,477-75.5% | $4,820-72.2% | $4,753-71.8% |
| Participant deferral / active EE | $6,854 | $6,521+5.1% | $5,682+20.6% | $6,711+2.1% |
| Admin fee / account holder | $1,021 | $16,156-93.7% | $13,213-92.3% | $11,407-91.1% |