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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,304 | $102,663-25.7% | $86,216-11.5% | $139,466-45.3% |
| Participation rate | 75.0% | 74.5%+0.5pp | 69.0%+6.0pp | 80.3%-5.3pp |
| Annual return | 31.06% | 1924.52%-1893.5pp | 1169.42%-1138.4pp | 373.66%-342.6pp |
| Employer contribution / active EE | $4,743 | $3,035+56.3% | $2,382+99.2% | $4,754-0.2% |
| Participant deferral / active EE | $12,030 | $4,677+157.2% | $3,986+201.8% | $6,712+79.2% |
| Admin fee / account holder | $16,764 | $8,663+93.5% | $6,853+144.6% | $11,409+46.9% |