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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,590 | $95,915-44.1% | $79,580-32.7% | $134,532-60.2% |
| Participation rate | 87.5% | 75.0%+12.5pp | 69.5%+18.0pp | 81.2%+6.3pp |
| Annual return | -31.49% | -2.71%-28.8pp | 0.15%-31.6pp | 418.27%-449.8pp |
| Employer contribution / active EE | $4,616 | $3,129+47.5% | $2,413+91.3% | $4,741-2.6% |
| Participant deferral / active EE | $11,323 | $4,693+141.2% | $3,985+184.1% | $6,401+76.9% |
| Admin fee / account holder | $301 | $9,132-96.7% | $6,835-95.6% | $11,429-97.4% |