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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,130 | $110,410-48.3% | $102,437-44.2% | $145,897-60.8% |
| Participation rate | 80.0% | 77.9%+2.1pp | 74.5%+5.5pp | 80.3%-0.3pp |
| Annual return | 13.56% | 24.85%-11.3pp | 24.95%-11.4pp | 552.29%-538.7pp |
| Employer contribution / active EE | $6,715 | $4,217+59.2% | $3,871+73.5% | $4,663+44.0% |
| Participant deferral / active EE | $4,158 | $5,622-26.0% | $5,060-17.8% | $6,689-37.8% |
| Admin fee / account holder | $1,015 | $9,745-89.6% | $8,388-87.9% | $13,390-92.4% |