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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,853 | $100,003-27.1% | $146,685-50.3% | $85,856-15.1% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 24.07% | 18.93%+5.1pp | 22.75%+1.3pp | 318.58%-294.5pp |
| Employer contribution / active EE | $2,101 | $2,559-17.9% | $4,137-49.2% | $2,565-18.1% |
| Participant deferral / active EE | $4,430 | $4,006+10.6% | $5,507-19.6% | $3,952+12.1% |
| Admin fee / account holder | $505 | $7,704-93.4% | $10,281-95.1% | $6,261-91.9% |