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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,641 | $183,627-19.6% | $155,602-5.1% | $145,978+1.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.59% | 61.32%-49.7pp | 64.81%-53.2pp | 550.52%-538.9pp |
| Employer contribution / active EE | $10,186 | $5,316+91.6% | $4,675+117.9% | $4,662+118.5% |
| Participant deferral / active EE | $16,595 | $6,466+156.7% | $5,629+194.8% | $6,690+148.1% |
| Admin fee / account holder | $620 | $19,327-96.8% | $15,923-96.1% | $13,400-95.4% |