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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,989 | $92,219-70.7% | $76,766-64.8% | $135,382-80.1% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -12.59% | 5.46%-18.0pp | 2.43%-15.0pp | 519.77%-532.4pp |
| Employer contribution / active EE | $2,164 | $3,216-32.7% | $2,485-12.9% | $4,779-54.7% |
| Participant deferral / active EE | $5,250 | $4,508+16.5% | $3,851+36.3% | $5,609-6.4% |
| Admin fee / account holder | $345 | $10,749-96.8% | $6,675-94.8% | $10,829-96.8% |