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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,514 | $129,476-23.1% | $93,515+6.4% | $158,982-37.4% |
| Participation rate | 100.0% | 71.0%+29.0pp | 66.8%+33.2pp | 82.0%+18.0pp |
| Annual return | -7.77% | 118.56%-126.3pp | 78.21%-86.0pp | 302.99%-310.8pp |
| Employer contribution / active EE | $3,586 | $2,717+32.0% | $2,077+72.6% | $4,763-24.7% |
| Participant deferral / active EE | $1,245 | $3,916-68.2% | $3,129-60.2% | $5,983-79.2% |
| Admin fee / account holder | $9,000 | $7,396+21.7% | $5,235+71.9% | $11,252-20.0% |