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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,466 | $119,143+2.8% | $88,632+38.2% | $152,909-19.9% |
| Participation rate | 100.0% | 73.4%+26.6pp | 68.8%+31.2pp | 82.5%+17.5pp |
| Annual return | 4.24% | 48.12%-43.9pp | 43.75%-39.5pp | 345.46%-341.2pp |
| Employer contribution / active EE | $3,352 | $2,675+25.3% | $2,101+59.5% | $4,764-29.6% |
| Participant deferral / active EE | $1,273 | $3,555-64.2% | $2,917-56.4% | $5,851-78.2% |
| Admin fee / account holder | $1,611 | $5,875-72.6% | $4,308-62.6% | $11,601-86.1% |