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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,112 | $106,267-47.2% | $96,520-41.9% | $139,456-59.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 20.61% | 38.45%-17.8pp | 35.72%-15.1pp | 373.45%-352.8pp |
| Employer contribution / active EE | $19,194 | $4,105+367.6% | $3,739+413.4% | $4,753+303.9% |
| Participant deferral / active EE | $6,176 | $5,454+13.2% | $4,879+26.6% | $6,711-8.0% |
| Admin fee / account holder | $677 | $7,882-91.4% | $6,733-89.9% | $11,407-94.1% |