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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,379 | $106,974-86.6% | $90,796-84.2% | $138,895-89.6% |
| Participation rate | 100.0% | 74.9%+25.1pp | 69.5%+30.5pp | 79.9%+20.1pp |
| Annual return | -1.86% | 20.10%-22.0pp | 19.29%-21.2pp | 145.39%-147.3pp |
| Employer contribution / active EE | $1,328 | $2,609-49.1% | $2,294-42.1% | $4,194-68.3% |
| Participant deferral / active EE | $1,660 | $4,455-62.7% | $3,822-56.6% | $6,396-74.1% |
| Admin fee / account holder | $2,565 | $8,626-70.3% | $7,024-63.5% | $12,562-79.6% |