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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,488 | $72,272-80.0% | $101,264-85.7% | $79,858-81.9% |
| Participation rate | 72.3% | 68.5%+3.8pp | 75.8%-3.5pp | 69.6%+2.7pp |
| Annual return | 67.81% | 22.30%+45.5pp | 46.48%+21.3pp | 31.72%+36.1pp |
| Employer contribution / active EE | $2,853 | $2,692+6.0% | $3,660-22.0% | $2,471+15.5% |
| Participant deferral / active EE | $4,166 | $3,282+26.9% | $4,370-4.7% | $3,740+11.4% |
| Admin fee / account holder | $533 | $4,401-87.9% | $5,947-91.0% | $5,306-89.9% |