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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,210 | $138,072-34.7% | $123,549-27.0% | $135,382-33.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -8.78% | 153.69%-162.5pp | 119.20%-128.0pp | 519.77%-528.6pp |
| Employer contribution / active EE | $15,877 | $5,152+208.2% | $4,628+243.1% | $4,779+232.2% |
| Participant deferral / active EE | $10,500 | $6,799+54.4% | $6,426+63.4% | $5,609+87.2% |
| Admin fee / account holder | $766 | $10,917-93.0% | $9,284-91.7% | $10,829-92.9% |