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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,240 | $84,236-80.7% | $170,435-90.5% | $70,126-76.8% |
| Participation rate | 45.5% | 70.8%-25.4pp | 83.6%-38.1pp | 69.5%-24.1pp |
| Annual return | 1009.32% | 23.06%+986.3pp | 205.94%+803.4pp | 73.15%+936.2pp |
| Employer contribution / active EE | $209 | $3,387-93.8% | $5,432-96.1% | $2,343-91.1% |
| Participant deferral / active EE | $3,138 | $3,086+1.7% | $4,939-36.5% | $3,332-5.8% |
| Admin fee / account holder | $127 | $5,698-97.8% | $13,881-99.1% | $4,645-97.3% |