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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,154 | $152,542-93.3% | $117,498-91.4% | $134,509-92.5% |
| Participation rate | 61.1% | 77.1%-16.0pp | 70.6%-9.5pp | 81.2%-20.1pp |
| Annual return | -18.87% | 53.02%-71.9pp | 29.75%-48.6pp | 418.13%-437.0pp |
| Employer contribution / active EE | $457 | $5,574-91.8% | $4,178-89.1% | $4,741-90.4% |
| Participant deferral / active EE | $1,450 | $4,819-69.9% | $4,071-64.4% | $6,400-77.3% |
| Admin fee / account holder | $82 | $7,006-98.8% | $5,646-98.5% | $11,427-99.3% |