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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $456,482 | $212,386+114.9% | $199,883+128.4% | $138,895+228.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 18.64% | 47.75%-29.1pp | 43.81%-25.2pp | 145.39%-126.8pp |
| Employer contribution / active EE | $11,486 | $6,625+73.4% | $6,261+83.5% | $4,194+173.9% |
| Participant deferral / active EE | $15,511 | $9,617+61.3% | $9,138+69.7% | $6,396+142.5% |
| Admin fee / account holder | $3,201 | $18,233-82.4% | $17,268-81.5% | $12,562-74.5% |