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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,850 | $167,522+128.5% | $151,639+152.5% | $134,532+184.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -16.74% | 7.81%-24.6pp | 3.34%-20.1pp | 418.27%-435.0pp |
| Employer contribution / active EE | $11,265 | $6,828+65.0% | $6,165+82.7% | $4,741+137.6% |
| Participant deferral / active EE | $14,667 | $8,986+63.2% | $8,363+75.4% | $6,401+129.1% |
| Admin fee / account holder | $339 | $13,780-97.5% | $11,613-97.1% | $11,429-97.0% |