Retirement plan

HCP MANAGEMENT OPERATIONS, INC. RETIREMENT SAVINGS PLAN

Name: HCP MANAGEMENT OPERATIONS, INC. DBA MEDFORCE AND DBA PHARMFORCE - HCP MANAGEMENT OPERATIONS, INC. RETIREMENT SAVINGS PLAN (2016) Form 5500
Creator: HCP MANAGEMENT OPERATIONS, INC. DBA MEDFORCE AND DBA PHARMFORCE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HCP MANAGEMENT OPERATIONS, INC. RETIREMENT SAVINGS PLAN, HCP MANAGEMENT OPERATIONS, INC. DBA MEDFORCE AND DBA PHARMFORCE

HCP MANAGEMENT OPERATIONS, INC. DBA MEDFORCE AND DBA PHARMFORCEEIN 81-1345533Plan #001PY 2016

20 AVENUE OF THE COMMONS - SHREWSBURY, NJ 07702732-380-8080hcpmo.comLinkedIn201-500 employeespharmaceuticals

Prospect flagsLow assets / participantLow employer contributionLow participant contribution

How to read this page

Total assets (EOY)

$4.1M

No prior year

Total participants

183

No prior year

Average account balance

$29,915

No prior year

Annual return

0.00%

No prior year

Benchmarks

See 2,214 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants100-249

Cohort2,214 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$185K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+1.38%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
CRATIVE RETIREMENT SYSTEMS1+ years Service code 13	Contract Administrator	$7,500
MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years Service code 52 · EIN 04-1590850	Indirect Investment Fees	$1,950
HAUSER RETIREMENT SOLUTIONS 2 LLC1+ years Filed as: HAUSER RETIREMENT SOLUTIONS, LLC Service code 27	Advisory (Plan)	$1,665
CREATIVE RETIREMENT SYSTEMS, INC.1+ years Filed as: CREATIVE RETIREMENT SYSTEMS Service code 13 · EIN 31-1299207	Contract Administrator	$1,000
ENVESTNET RETIREMENT SOLUTIONS, LLC1+ years Service code 27 · EIN 61-1732930	Advisory (Plan)	$0
HAUSER RETIREMENT SOLUTIONS 2 LLC1+ years Filed as: HAUSER RETIREMENT SOLUTIONS LLC Service code 27 · EIN 47-1534832	Advisory (Plan)	$0

Plan features & details

Pension benefit codes2E2F2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$2K

$11 / participant

Other / not subdivided$2K100.0%

% of EOY assets

0.048%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MAYER HOFFMAN MCCANN P.C.
Auditor EIN: 431947695
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$29,915

$74,089-59.6%

$133,975-77.7%

$55,167-45.8%

Participation rate

73.6%

84.3%-10.7pp

87.1%-13.5pp

69.0%+4.6pp

Annual return

0.00%

12.11%-12.1pp

29.29%-29.3pp

169.23%-169.2pp

Employer contribution / active EE

$803

$3,064-73.8%

$5,211-84.6%

$1,963-59.1%

Participant deferral / active EE

$1,542

$4,678-67.0%

$6,282-75.5%

$3,054-49.5%

Admin fee / account holder

$14

$458-96.9%

$9,324-99.8%

$504-97.2%

Provider

Service type

Compensation

CRATIVE RETIREMENT SYSTEMS1+ years

Service code 13

Contract Administrator

$7,500

MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years

Service code 52 · EIN 04-1590850

Indirect Investment Fees

$1,950

HAUSER RETIREMENT SOLUTIONS 2 LLC1+ years

Filed as: HAUSER RETIREMENT SOLUTIONS, LLC

Service code 27

Advisory (Plan)

$1,665

CREATIVE RETIREMENT SYSTEMS, INC.1+ years

Filed as: CREATIVE RETIREMENT SYSTEMS

Service code 13 · EIN 31-1299207

Contract Administrator

$1,000

ENVESTNET RETIREMENT SOLUTIONS, LLC1+ years

Service code 27 · EIN 61-1732930

Advisory (Plan)

HAUSER RETIREMENT SOLUTIONS 2 LLC1+ years

Filed as: HAUSER RETIREMENT SOLUTIONS LLC

Service code 27 · EIN 47-1534832

Advisory (Plan)

HCP MANAGEMENT OPERATIONS, INC. RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HCP MANAGEMENT OPERATIONS, INC. RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion