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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,531 | $43,075+112.5% | $74,577+22.7% | $62,881+45.6% |
| Participation rate | 74.7% | 58.1%+16.6pp | 68.1%+6.6pp | 69.3%+5.4pp |
| Annual return | 7.70% | 17.50%-9.8pp | 20.47%-12.8pp | 20.14%-12.4pp |
| Employer contribution / active EE | $500 | $1,498-66.6% | $2,525-80.2% | $2,281-78.1% |
| Participant deferral / active EE | $4,461 | $2,389+86.7% | $3,458+29.0% | $3,203+39.3% |
| Admin fee / account holder | $2,173 | $2,840-23.5% | $4,138-47.5% | $4,296-49.4% |