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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,297 | $82,674-54.9% | $125,381-70.3% | $68,486-45.5% |
| Participation rate | 76.7% | 75.1%+1.6pp | 82.4%-5.7pp | 67.9%+8.8pp |
| Annual return | -17.25% | -5.97%-11.3pp | 572.31%-589.6pp | -7.85%-9.4pp |
| Employer contribution / active EE | $919 | $3,382-72.8% | $4,815-80.9% | $2,597-64.6% |
| Participant deferral / active EE | $7,733 | $6,111+26.6% | $7,448+3.8% | $4,028+92.0% |
| Admin fee / account holder | $8,210 | $6,277+30.8% | $10,007-18.0% | $5,404+51.9% |