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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,053 | $150,346+54.3% | $120,524+92.5% | $145,877+59.1% |
| Participation rate | 66.7% | 78.8%-12.1pp | 71.9%-5.3pp | 80.3%-13.6pp |
| Annual return | 11.18% | 154.40%-143.2pp | 107.36%-96.2pp | 551.28%-540.1pp |
| Employer contribution / active EE | $8,910 | $4,353+104.7% | $3,469+156.9% | $4,663+91.1% |
| Participant deferral / active EE | $2,502 | $6,172-59.5% | $4,994-49.9% | $6,691-62.6% |
| Admin fee / account holder | $1,367 | $12,215-88.8% | $9,440-85.5% | $13,402-89.8% |