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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,682 | $175,257-58.0% | $149,717-50.8% | $139,456-47.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.94% | 166.70%-150.8pp | 134.41%-118.5pp | 373.45%-357.5pp |
| Employer contribution / active EE | $7,109 | $5,477+29.8% | $4,820+47.5% | $4,753+49.6% |
| Participant deferral / active EE | $6,773 | $6,521+3.9% | $5,682+19.2% | $6,711+0.9% |
| Admin fee / account holder | $917 | $16,156-94.3% | $13,213-93.1% | $11,407-92.0% |