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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,989 | $101,618+17.1% | $93,063+27.9% | $137,256-13.3% |
| Participation rate | 88.9% | 74.9%+14.0pp | 72.1%+16.8pp | 80.0%+8.9pp |
| Annual return | 22.05% | 223.95%-201.9pp | 34.15%-12.1pp | 220.34%-198.3pp |
| Employer contribution / active EE | $1,444 | $2,707-46.7% | $2,476-41.7% | $4,156-65.3% |
| Participant deferral / active EE | $9,253 | $4,279+116.2% | $3,958+133.8% | $6,407+44.4% |
| Admin fee / account holder | $1,128 | $6,198-81.8% | $6,033-81.3% | $12,270-90.8% |