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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,189 | $77,569-57.2% | $115,599-71.3% | $64,097-48.2% |
| Participation rate | 98.3% | 60.7%+37.7pp | 74.3%+24.1pp | 55.2%+43.1pp |
| Annual return | 25.37% | 18.52%+6.9pp | 111.10%-85.7pp | 34.64%-9.3pp |
| Employer contribution / active EE | $3,961 | $1,915+106.9% | $2,955+34.0% | $1,891+109.4% |
| Participant deferral / active EE | $6,841 | $3,327+105.6% | $4,889+39.9% | $3,080+122.1% |
| Admin fee / account holder | $3,009 | $4,470-32.7% | $12,841-76.6% | $3,454-12.9% |