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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,671 | $106,008-40.9% | $92,240-32.1% | $147,586-57.5% |
| Participation rate | 33.3% | 80.4%-47.1pp | 76.5%-43.1pp | 82.8%-49.5pp |
| Annual return | 18.48% | 50.05%-31.6pp | 176.29%-157.8pp | 578.59%-560.1pp |
| Employer contribution / active EE | $1,228 | $4,333-71.7% | $3,680-66.6% | $4,876-74.8% |
| Participant deferral / active EE | $1,606 | $4,478-64.1% | $3,897-58.8% | $5,439-70.5% |
| Admin fee / account holder | $15,074 | $6,333+138.0% | $5,194+190.2% | $10,886+38.5% |