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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,517 | $110,410-78.7% | $102,437-77.0% | $145,897-83.9% |
| Participation rate | 53.3% | 77.9%-24.6pp | 74.5%-21.2pp | 80.3%-27.0pp |
| Annual return | 11.31% | 24.85%-13.5pp | 24.95%-13.6pp | 552.29%-541.0pp |
| Employer contribution / active EE | $2,772 | $4,217-34.3% | $3,871-28.4% | $4,663-40.5% |
| Participant deferral / active EE | $7,657 | $5,622+36.2% | $5,060+51.3% | $6,689+14.5% |
| Admin fee / account holder | $16,636 | $9,745+70.7% | $8,388+98.3% | $13,390+24.2% |