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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,517 | $111,814-79.0% | $103,374-77.3% | $145,959-83.9% |
| Participation rate | 53.3% | 77.9%-24.6pp | 74.5%-21.2pp | 80.3%-27.0pp |
| Annual return | 11.31% | 24.77%-13.5pp | 24.89%-13.6pp | 561.95%-550.6pp |
| Employer contribution / active EE | $2,772 | $4,214-34.2% | $3,869-28.4% | $4,661-40.5% |
| Participant deferral / active EE | $7,657 | $5,618+36.3% | $5,058+51.4% | $6,689+14.5% |
| Admin fee / account holder | $16,636 | $9,754+70.6% | $8,394+98.2% | $13,398+24.2% |