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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,669 | $49,199-70.2% | $121,204-87.9% | $75,173-80.5% |
| Participation rate | 27.3% | 55.4%-28.2pp | 69.5%-42.3pp | 67.2%-39.9pp |
| Annual return | 19.19% | 56.04%-36.9pp | 987.18%-968.0pp | 160.72%-141.5pp |
| Employer contribution / active EE | $0 | $1,547-100.0% | $4,170-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,737 | $2,630-33.9% | $4,083-57.4% | $4,126-57.9% |
| Admin fee / account holder | $982 | $3,946-75.1% | $5,651-82.6% | $5,651-82.6% |