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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,843 | $217,432-52.7% | $185,849-44.7% | $167,536-38.6% |
| Participation rate | 63.6% | 86.1%-22.4pp | 81.7%-18.1pp | 82.1%-18.5pp |
| Annual return | 27.55% | 148.42%-120.9pp | 122.10%-94.5pp | 478.82%-451.3pp |
| Employer contribution / active EE | $2,187 | $5,875-62.8% | $5,169-57.7% | $4,839-54.8% |
| Participant deferral / active EE | $4,040 | $6,357-36.5% | $5,569-27.5% | $6,342-36.3% |
| Admin fee / account holder | $652 | $19,818-96.7% | $16,244-96.0% | $12,315-94.7% |