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| Provider | Service type | Compensation |
|---|---|---|
MATRIX TRUST COMPANY1 year Service code 19 · EIN 75-3182674 | Securities Custodian | $248 |
TD AMERITRADE, INC.1 year Filed as: TD AMERITRADE Service code 19 · EIN 20-0937408 | Securities Custodian | $13 |
TD AMERITRADE, INC.1 year Filed as: TD AMERITRADE TRUST COMPANY Service code 19 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,667 | $55,636-64.7% | $81,988-76.0% | $73,493-73.2% |
| Participation rate | 40.7% | 62.3%-21.6pp | 69.3%-28.6pp | 70.7%-30.0pp |
| Annual return | 43.08% | 19.07%+24.0pp | 41.31%+1.8pp | 28.51%+14.6pp |
| Employer contribution / active EE | $2,038 | $1,625+25.5% | $2,498-18.4% | $2,270-10.2% |
| Participant deferral / active EE | $2,944 | $2,762+6.6% | $3,722-20.9% | $3,740-21.3% |
| Admin fee / account holder | $34 | $493-93.2% | $5,665-99.4% | $513-93.5% |