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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $22,170 |
Service code 27 · EIN 61-1758632 | Advisory (Plan) | $8,400 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,217 | $99,957-64.8% | $149,715-76.5% | $73,493-52.1% |
| Participation rate | 65.1% | 75.7%-10.6pp | 82.5%-17.4pp | 70.7%-5.6pp |
| Annual return | 30.58% | 53.87%-23.3pp | 276.66%-246.1pp | 28.51%+2.1pp |
| Employer contribution / active EE | $6,909 | $3,191+116.5% | $4,645+48.8% | $2,270+204.4% |
| Participant deferral / active EE | $5,989 | $6,073-1.4% | $6,842-12.5% | $3,740+60.2% |
| Admin fee / account holder | $215 | $551-60.9% | $9,310-97.7% | $513-58.0% |