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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,904 | $110,083-59.2% | $151,628-70.4% | $68,495-34.4% |
| Participation rate | 64.8% | 84.0%-19.2pp | 87.5%-22.7pp | 67.9%-3.1pp |
| Annual return | -14.60% | -10.12%-4.5pp | 3.34%-17.9pp | -7.84%-6.8pp |
| Employer contribution / active EE | $0 | $4,470-100.0% | $6,165-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $6,552 | $6,526+0.4% | $8,363-21.7% | $4,028+62.7% |
| Admin fee / account holder | $6,809 | $7,718-11.8% | $11,613-41.4% | $5,403+26.0% |