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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,506 | $156,398-40.2% | $147,318-36.5% | $138,895-32.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 11.51% | 78.75%-67.2pp | 70.43%-58.9pp | 145.39%-133.9pp |
| Employer contribution / active EE | $627 | $4,853-87.1% | $4,593-86.4% | $4,194-85.1% |
| Participant deferral / active EE | $11,388 | $8,237+38.2% | $7,906+44.0% | $6,396+78.0% |
| Admin fee / account holder | $52,101 | $14,976+247.9% | $13,708+280.1% | $12,562+314.7% |