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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,869 | $167,362-64.8% | $143,799-59.1% | $134,532-56.2% |
| Participation rate | 57.1% | 84.8%-27.7pp | 80.3%-23.2pp | 81.2%-24.1pp |
| Annual return | -18.85% | 0.47%-19.3pp | -0.04%-18.8pp | 418.27%-437.1pp |
| Employer contribution / active EE | $1,149 | $5,620-79.5% | $4,952-76.8% | $4,741-75.8% |
| Participant deferral / active EE | $5,994 | $6,447-7.0% | $5,638+6.3% | $6,401-6.4% |
| Admin fee / account holder | $972 | $18,094-94.6% | $14,677-93.4% | $11,429-91.5% |